Hard Money Lenders in Silverthorne, CO
Gateway to Summit County offering affordable investment opportunities with excellent access to world-class skiing and outdoor recreation. We provide fast, flexible hard money loans for real estate investors throughout Silverthorne and the surrounding Summit County area.

Silverthorne Real Estate Market
Silverthorne offers investors one of the most compelling value propositions in Summit County, combining affordability, growth potential, and proximity to world-class recreation. Located at the junction of I-70 and Highway 9, Silverthorne serves as the gateway to Blue River Valley and provides easy access to Keystone, Breckenridge, and Copper Mountain.
The town has experienced significant transformation from a highway commercial corridor to a vibrant residential community. The award-winning Silverthorne Performing Arts Center and revitalized Blue River District demonstrate the town's commitment to creating a destination beyond outlet shopping. Major residential developments including Smith Ranch and the Angler Mountain Ranch community have established Silverthorne as a serious residential alternative to pricier neighboring towns.
Investment opportunities center on workforce housing, commercial redevelopment, and residential infill projects. The town's pro-growth attitude and streamlined permitting create favorable conditions for developers compared to more restrictive neighboring communities.
Investment Opportunities
Investors find opportunities in workforce housing development, commercial property renovation, and residential value-add projects. The town's growth trajectory supports buy-and-hold strategies with steady appreciation potential. Renovation of older condo buildings from the 1980s can generate strong returns with updated interiors and modern amenities.
Commercial opportunities exist in the highway corridor retail and restaurant spaces. The Blue River District continues to mature as a dining and entertainment destination. Development of additional workforce housing aligns with regional needs and town priorities, potentially accessing public funding incentives.
Real Estate Market
Silverthorne offers the most accessible entry point into Summit County homeownership with median prices significantly below Breckenridge and Frisco. Entry-level condos start around $350,000 while single-family homes range from $700,000 to $1.5 million. The market attracts first-time mountain homebuyers, workforce housing seekers, and investors targeting the rental market.
New construction continues at Angler Mountain Ranch and other subdivisions, providing modern homes with contemporary amenities. The rental market remains tight with strong demand from seasonal workers and young professionals. Hard money financing helps investors acquire properties quickly in this competitive market and fund renovation projects to capture rental premiums.
Get Started in Silverthorne
Ready to invest in Silverthorne real estate? Get pre-approved for a hard money loan in 24 hours and close in as little as 5-10 days.
- 24-hour pre-approval
- 5-10 day closings
- Local market expertise
- Flexible terms